Trial Outcomes & Findings for High Deductible Health Plans and Bipolar Disorder (NCT NCT02560701)

NCT ID: NCT02560701

Last Updated: 2020-08-06

Results Overview

Mean number of annual inpatient hospitalizations in the follow-up period among bipolar patients

Recruitment status

COMPLETED

Target enrollment

350823 participants

Primary outcome timeframe

Year 3

Results posted on

2020-08-06

Participant Flow

Participants were identified in claims data. Each was required to have one inpatient episode or two outpatient visits with a corresponding diagnosis of bipolar disorder. Patients with schizophrenia or schizoaffective disorder were excluded.

Study participants without either a) two years of continuous enrollment in a low-deductible health plan OR b) one year of enrollment in a low-deductible plan followed by a continuous year of enrollment in a high-deductible plan were excluded. This brought the sample size from 350,823 to 97,302.

Participant milestones

Participant milestones
Measure
High-Deductible Health Plan Group
Insurance plan members with one year in a low-deductible plan (less than or equal to $500 per year), followed by an employer mandated switch to a high-deductible plan (greater than or equal to $1,000 per year)
Control Group
Insurance plan members with two consecutive years in employer-mandated low-deductible plans (less than or equal to $500 per year)
Overall Study
STARTED
8060
89242
Overall Study
Carve Out
8060
88729
Overall Study
Restrict to Patients Between 12 and 64
7598
82367
Overall Study
Bipolar Diagnosis Time Constraints
3533
39427
Overall Study
Matched Cohort
3517
37776
Overall Study
COMPLETED
3517
37776
Overall Study
NOT COMPLETED
4543
51466

Reasons for withdrawal

Withdrawal data not reported

Baseline Characteristics

10 participants in control group were missing gender information

Baseline characteristics by cohort

Baseline characteristics by cohort
Measure
High-Deductible Health Plan Group
n=3517 Participants
Insurance plan members with one year in a low-deductible plan (less than or equal to $500 per year), followed by an employer mandated switch to a high-deductible plan (greater than or equal to $1,000 per year)
Control Group
n=37776 Participants
Insurance plan members with two consecutive years in employer-mandated low-deductible plans (less than or equal to $500 per year)
Total
n=41293 Participants
Total of all reporting groups
Age, Continuous
38.3 years
STANDARD_DEVIATION 13.7 • n=3517 Participants
38.3 years
STANDARD_DEVIATION 14.1 • n=37776 Participants
38.3 years
STANDARD_DEVIATION 14.1 • n=41293 Participants
Sex: Female, Male
Female
2130 Participants
n=3517 Participants • 10 participants in control group were missing gender information
23153 Participants
n=37766 Participants • 10 participants in control group were missing gender information
25283 Participants
n=41283 Participants • 10 participants in control group were missing gender information
Sex: Female, Male
Male
1387 Participants
n=3517 Participants • 10 participants in control group were missing gender information
14613 Participants
n=37766 Participants • 10 participants in control group were missing gender information
16000 Participants
n=41283 Participants • 10 participants in control group were missing gender information
Ethnicity (NIH/OMB)
Hispanic or Latino
126 Participants
n=3517 Participants
1458 Participants
n=37776 Participants
1584 Participants
n=41293 Participants
Ethnicity (NIH/OMB)
Not Hispanic or Latino
3391 Participants
n=3517 Participants
36318 Participants
n=37776 Participants
39709 Participants
n=41293 Participants
Ethnicity (NIH/OMB)
Unknown or Not Reported
0 Participants
n=3517 Participants
0 Participants
n=37776 Participants
0 Participants
n=41293 Participants
Race (NIH/OMB)
American Indian or Alaska Native
0 Participants
n=3517 Participants
0 Participants
n=37776 Participants
0 Participants
n=41293 Participants
Race (NIH/OMB)
Asian
38 Participants
n=3517 Participants
519 Participants
n=37776 Participants
557 Participants
n=41293 Participants
Race (NIH/OMB)
Native Hawaiian or Other Pacific Islander
0 Participants
n=3517 Participants
0 Participants
n=37776 Participants
0 Participants
n=41293 Participants
Race (NIH/OMB)
Black or African American
29 Participants
n=3517 Participants
422 Participants
n=37776 Participants
451 Participants
n=41293 Participants
Race (NIH/OMB)
White
2599 Participants
n=3517 Participants
25982 Participants
n=37776 Participants
28581 Participants
n=41293 Participants
Race (NIH/OMB)
More than one race
685 Participants
n=3517 Participants
8701 Participants
n=37776 Participants
9386 Participants
n=41293 Participants
Race (NIH/OMB)
Unknown or Not Reported
166 Participants
n=3517 Participants
2152 Participants
n=37776 Participants
2318 Participants
n=41293 Participants
Region of Enrollment
United States · Midwest
1203 Participants
n=3517 Participants
11003 Participants
n=37776 Participants
12206 Participants
n=41293 Participants
Region of Enrollment
United States · Northeast
253 Participants
n=3517 Participants
4720 Participants
n=37776 Participants
4973 Participants
n=41293 Participants
Region of Enrollment
United States · South
1616 Participants
n=3517 Participants
16283 Participants
n=37776 Participants
17899 Participants
n=41293 Participants
Region of Enrollment
United States · West
445 Participants
n=3517 Participants
5770 Participants
n=37776 Participants
6215 Participants
n=41293 Participants
Substance Use Disorder Flag
Substance Use Disorder
638 Participants
n=3517 Participants
6283 Participants
n=37776 Participants
6921 Participants
n=41293 Participants
Substance Use Disorder Flag
No Evidence of Substance Use Disorder
2879 Participants
n=3517 Participants
31493 Participants
n=37776 Participants
34372 Participants
n=41293 Participants
Rural
Non-Urban
258 Participants
n=3517 Participants
2492 Participants
n=37776 Participants
2750 Participants
n=41293 Participants
Rural
Urban
3259 Participants
n=3517 Participants
35284 Participants
n=37776 Participants
38543 Participants
n=41293 Participants

PRIMARY outcome

Timeframe: Year 3

Mean number of annual inpatient hospitalizations in the follow-up period among bipolar patients

Outcome measures

Outcome measures
Measure
High-Deductible Health Plan Group
n=3517 Participants
Insurance plan members with one year in a low-deductible plan (less than or equal to $500 per year), followed by an employer mandated switch to a high-deductible plan (greater than or equal to $1,000 per year)
Control Group
n=37776 Participants
Insurance plan members with two consecutive years in employer-mandated low-deductible plans (less than or equal to $500 per year)
Inpatient Hospitalizations Among Bipolar Patients
0.17 hospitalizations per year
Standard Deviation 0.60
0.17 hospitalizations per year
Standard Deviation 0.57

PRIMARY outcome

Timeframe: Year 3

Mean number of annual emergency department visits in the follow-up period among bipolar patients

Outcome measures

Outcome measures
Measure
High-Deductible Health Plan Group
n=3517 Participants
Insurance plan members with one year in a low-deductible plan (less than or equal to $500 per year), followed by an employer mandated switch to a high-deductible plan (greater than or equal to $1,000 per year)
Control Group
n=37776 Participants
Insurance plan members with two consecutive years in employer-mandated low-deductible plans (less than or equal to $500 per year)
Emergency Department Visits Among Patients With Bipolar Disorder
0.42 ED visits per year
Standard Deviation 1.26
0.38 ED visits per year
Standard Deviation 1.09

PRIMARY outcome

Timeframe: YEAR 2

Mean number of annual bipolar medication fills in the follow-up period among bipolar patients

Outcome measures

Outcome measures
Measure
High-Deductible Health Plan Group
n=3517 Participants
Insurance plan members with one year in a low-deductible plan (less than or equal to $500 per year), followed by an employer mandated switch to a high-deductible plan (greater than or equal to $1,000 per year)
Control Group
n=37776 Participants
Insurance plan members with two consecutive years in employer-mandated low-deductible plans (less than or equal to $500 per year)
Medication Adherence for Bipolar Disorder
0.57 Medication fills per year
Standard Deviation 3.15
1.42 Medication fills per year
Standard Deviation 4.47

SECONDARY outcome

Timeframe: YEAR 2

Mean number of annual outpatient mental health visits for bipolar patients, averaged across baseline and follow-up periods

Outcome measures

Outcome measures
Measure
High-Deductible Health Plan Group
n=3517 Participants
Insurance plan members with one year in a low-deductible plan (less than or equal to $500 per year), followed by an employer mandated switch to a high-deductible plan (greater than or equal to $1,000 per year)
Control Group
n=37776 Participants
Insurance plan members with two consecutive years in employer-mandated low-deductible plans (less than or equal to $500 per year)
Access To Outpatient Services for Bipolar Disorder
5.54 visits per year
Standard Deviation 8.48
6.15 visits per year
Standard Deviation 9.54

SECONDARY outcome

Timeframe: YEAR 2

Mean number of annual psychotropic medication fills in the follow-up period among bipolar patients

Outcome measures

Outcome measures
Measure
High-Deductible Health Plan Group
n=3517 Participants
Insurance plan members with one year in a low-deductible plan (less than or equal to $500 per year), followed by an employer mandated switch to a high-deductible plan (greater than or equal to $1,000 per year)
Control Group
n=37776 Participants
Insurance plan members with two consecutive years in employer-mandated low-deductible plans (less than or equal to $500 per year)
Medication Adherence for Bipolar Disorder - Psychotropic Medications
0.73 medication fills per year
Standard Deviation 3.73
2.57 medication fills per year
Standard Deviation 6.92

OTHER_PRE_SPECIFIED outcome

Timeframe: YEAR 2, YEAR 3

Annual patient out-of-pocket costs (paid deductible, coinsurance, and copayment amounts) for patients with Bipolar Disorder in the baseline period

Outcome measures

Outcome measures
Measure
High-Deductible Health Plan Group
n=3517 Participants
Insurance plan members with one year in a low-deductible plan (less than or equal to $500 per year), followed by an employer mandated switch to a high-deductible plan (greater than or equal to $1,000 per year)
Control Group
n=37776 Participants
Insurance plan members with two consecutive years in employer-mandated low-deductible plans (less than or equal to $500 per year)
Annual Patient Out-of-pocket Costs for Patients With Bipolar Disorder
1674.61 U.S. Dollars per year
Standard Deviation 1576.04
1440.45 U.S. Dollars per year
Standard Deviation 1510.86

Adverse Events

High-Deductible Health Plan Group

Serious events: 0 serious events
Other events: 0 other events
Deaths: 0 deaths

Control Group

Serious events: 0 serious events
Other events: 0 other events
Deaths: 0 deaths

Serious adverse events

Adverse event data not reported

Other adverse events

Adverse event data not reported

Additional Information

Dr. J. Frank Wharam

Harvard Pilgrim Health Care Institute

Phone: (617) 867-4948

Results disclosure agreements

  • Principal investigator is a sponsor employee
  • Publication restrictions are in place